What you will NOT find working with us
Nothing for Sale
We firmly believe a business selling products cannot give unbiased advice.
No Minimum Assets for Financial planning
We do specialized in working with assets of $2 Million to $12 Million.
No Commissions
No Kick-backs
We only work for our clients.
No Other Interests
(We are 100% Independent)
Many advisors (including fiduciaries) are contractually restricted to what their brokerage or firm has to offer.
No Middleperson
Typically, we see accounts paying
10 to 30 times more for their investments with no added value.
No Pressure
We work with you to fit your life goals with your financial goals.
Your Grandfather's Broker
Financial planning is a collaborative process that is maximized with regular and proactive communication.
Transactional Services
We only provide ongoing financial services.
Hundreds of Clients
Quality vs quantity. The human brain can maintain ~150 relationships at once; including friends and family.
Fee-only
financial planning
Hummel Planning is committed to helping you live your best life through custom-tailored financial planning.
We are proud to be a fiduciary, providing the highest quality financial advice on an a fee-only basis.
Sean A. Hummel, is a CERTIFIED FINANCIAL PLANNER™ professional providing custom-tailored financial services. Learn more about Sean
Pricing
We are proud to offer the most transparent and upfront pricing.
$5,000 - $9,999
Generally clients with up to $1,000,000
$10,000 - $19,999
Clients typically have $1,000,000 to $5,000,000
$20,000+
Clients generally have more than $5,000,000
Our fees are negotiable
Service & Pricing Vs. Others
The example below is based on a client with $2,000,000.
Hummel Planning
With Hummel Planning, this client would pay $12,000 per year.
6-12 meetings in the first year (4-12 per year after first year)
All meetings and communications are with a CERTIFIED FINANCIAL PLANNER™ professional.
Financial planning for all areas of your financial life
The value we bring is Financial planning
Educating clients and encouraging financial literacy
Keep your accounts wherever you want (recommendations available)
Assist in implementing recommendations
Monitor your whole financial life
Other Firms
With other advisors, this client would pay $20,000 per year. (based on standard 1.00% fee for assets under management (AUM))
Call 1 to 2 times per year to discuss investment performance
Interactions and meetings could be with any number of people with varying qualifications.
Advise on money under management
Financial plan is "free"
Complicated explanations and industry jargon when communicating
Hold your investment accounts
Make investment purchases for you.
Monitor your investments under their management
Non-Traditional Relationships
We focus on often overlooked items and assist in navigating these unique financial items when building your plan.
For unmarried partners, and the LGBTQIA+ community. Financial, medical, social, and legal policies that are automatic for traditional married couples, overlook many of these non-traditional homes.
Digital Assets, NFTs, and Blockchain Technology
We offer education, guidance and risk management for this new asset class.
We know this new asset class is playing a part in our clients lives, one way or another. As your fiduciary we have made it a priority to be a leader in this area.
Memberships
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